It’s no news that a large chunk of our salaries is unconsciously thrown into things that aren’t necessary, fashion, clothing, and accessories being the things most spent on apart from food, maybe you already have a list of your fashion clothes companies to visit every month. However, if you’re looking to create a good, healthy, and stable financial habit and you’re looking to cut down on unnecessary spending, you may want to cut how much you spend on fashion needs monthly, because let’s be honest you don’t really need new clothes and accessories every month, you just indulge in the things you want and it’s advised to spend not more than five percent of your monthly income on clothes and accessories every month. Five percent? Someone is probably wondering what on earth five percent can get them, seeing as you’d want to keep up with the latest fashion trends and own every new designer clothing released, you’d have to start spending within your means if you want a healthy financial life. How much you spend depends on how much you make, so you might want to find clothing stores that fit your budget. This can be achieved by visitingUS-reviews to find a clothing store that can fit your budget.

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Check your salary

Your salary is how much you earn or make every month, and you won’t be able to shop for clothes every month if you don’t have one, however, it’s not wise to spend a lot of your money on clothes and accessories when you have a lot of other needs like the rent, food, utility bills, and more. You have to consider all these needs and how much of your salary you will need to meet these needs, how much you’d take out to save, and to put in your insurance plan before you know how much you have left to spend on shopping sprees. After these, you may not have up to five percent for clothing but that’s okay, five percent is the limit, that doesn’t mean it has to be five percent.

Spend on quality items and not just because you like them

Instead of spending a lot of money on just anything that catches your eye, you might want to spend on quality items that would last longer, so you won’t need to buy new clothes all the time, and you’d be able to save a little bit of money. So instead of picking up a ton of low-quality items, it’s okay to pick a few high-quality items.

Browse your closet

When you’re always spending on clothes, you end up not wearing most of the one you already have, so it’s a really good idea to sort through your closet every once in a while and you’d find some new outfits you haven’t worn, instead of purchasing new ones.

Set hard spending limits for yourself

Set hard spending limits for yourself so you don’t go overboard with spending, if possible try to put yourself on a “no spending challenge once in a while”, it’ll help you develop discipline and a healthy spending and saving habit.