HDFC Home Loan

Headquartered in Mumbai, Housing Development Finance Corporation Limited (HDFC) is a leading Indian financial service company. HDFC Ltd. is the major home loan provider in India. HDFC Ltd. is the pioneer of housing finance in India. HDFC Ltd. provides a variety of home loans for salaried and self-employed individuals.

HDFC home loan can be availed for purchasing the independent house, villa, apartment, etc. Women applicants get special concessions for interest. HDFC Ltd. finances Indian residents up to 90% of the total property cost.

HDFC home loans, known as rural housing loans, are tailored for agriculturists, planters, etc for purchasing residential properties in rural areas. Agriculturists applying for loans are not required to provide income tax returns. The tenure of these loans can be up to twenty years.

HDFC home loans for Non-Resident Indians are designed to facilitate NRI for buying a row house, Villa, apartment, bungalow, etc.

HDFC Ltd. also

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The CPI shows that inflation is growing, should we fear that interest rates may be next?

The CPI (Consumer Price Index) inflation measure was released on 16 June, and it shows, that the inflation rate has jumped to 2.1%. The forecasts were previously speaking of 1.8%, and another thing is that the inflation rate has reached the target mark set by the Bank of England at 2%.

ONS (the Office for National Statistics) presents us with the data that shows that the costs of fuel and clothing (which are rising), have been responsible for the inflation rate rise. We are witnessing the crude prices’ rise, as well as the increasing costs of motor fuels (as much as 17.9%). The clothes have become 2.3% more expensive, which is the biggest rise since 2018.

Retailers do not help, as they are keeping the prices relatively high, with not many discounts. But there is nothing to be surprised of, as this state has been present since … Read more

4 Factors That Make Old Gold Coins Valuable

Valuable Coins in the U.S.: Everything You Need to Know

Do you know why many investors and people retain their old gold coins? The reason is never that plain and dry for everybody unless you are a collector or looking at investing in gold coins. 

Many people hold onto their old coins and look at making a fortune later when they sell them. Others keep them as a sign of prestige. Many factors play roles in an old coin’s value. Before you go out and purchase or retain your coin, you should know a few things about it.

You can see an identical gold coin online that is expensive but this does not mean your coin will fetch the same amount. Here are some key factors that constitute your gold coins’ value.

  1. Demand

A good number of investors are active coin collectors and are ready to part with a large sum of money to get precious old metal. The … Read more

How much should I spend monthly on fashion and accessories?

It’s no news that a large chunk of our salaries is unconsciously thrown into things that aren’t necessary, fashion, clothing, and accessories being the things most spent on apart from food, maybe you already have a list of your fashion clothes companies to visit every month. However, if you’re looking to create a good, healthy, and stable financial habit and you’re looking to cut down on unnecessary spending, you may want to cut how much you spend on fashion needs monthly, because let’s be honest you don’t really need new clothes and accessories every month, you just indulge in the things you want and it’s advised to spend not more than five percent of your monthly income on clothes and accessories every month. Five percent? Someone is probably wondering what on earth five percent can get them, seeing as you’d want to keep up with the latest fashion trends and … Read more

Gain Clarity on How to Solve Your Debt Challenge

Trying to Decide How to, or Who Should, Solve Your Debt

Your unsecured debts, whether they be credit, personal loan, medical or otherwise, are threatening to become unsustainable. You know you need to take action, but are not sure just what you can do! On the one hand, you’d like a professional to represent you, but are afraid of the costs involved. On the other, you may lack confidence in tackling this by yourself.

How can you clarify for yourself the best way forward?

Are You Considering These Mistakes in Debt Solutions?

Unless you are very knowledgeable about the whole debt industry, there are a lot of potential pitfalls in trying to solve it yourself. Especially when payments have been missed, and debts have been handed over to collection agencies, and unguarded moment on a telephone call could cost you lots of money and legal grief.

For example, There is

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