Category: General Articles

You work hard to earn your money. You live below your means and have extra funds to save for retirement or a rainy day. But with all the different types of savings and investment accounts available, which should you prioritize? Once you’ve stashed away three to six months of living expenses in a basic savings account to cover unexpected emergencies like insurance deductibles, out-of-pocket medical expenses, and auto repairs, it’s time to turn your attention to other savings or investment accounts that have tax advantages that provide a benefit from the investment, allowing more of your money to be invested and ultimately returned back to you. Below are the factors to consider:

• Are contributions to the account deductible?
• Does the account provide tax deferral of investment income?
• How are distributions taxed?

The best scenario for an investment account is one that allows deductible contributions, tax-free investment income, and tax-free distributions. … Read more

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Over the past 5 years I’ve been investing in crypto on exchanges and Defi. Recently I’ve been looking for a project that can bring me sustained returns even when the market enters a bear run. In my Defi search I was rugged by more projects than I would like to admit. That was until I found the Blocvault ecosystem and their latest module that lets you generate passive income! 

The team is different from other projects because there is no false hype and no empty promises. A utility is developed and is ready at launch. Too many projects launch a token and then there is an agonising wait for utility if it comes at all. Not with Blocvault. Build it first then bring the hype. 

What is the Blocvault ecosystem?

Blocvault is a fully doxxed public registered company in the UK. They are building a series of independent modules that … Read more

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In fact, an effective marketing campaign will always start with a good marketing strategy. Why is that? This is because the right strategy can help you and your team determine clear, realistic and measurable marketing goals for your business.

Well, basically, this strategy will always influence the way you and your team run your business and marketing campaigns. Therefore, you cannot arbitrarily choose the strategy to be used. There are several things to consider before you can determine the right strategy.

The following is a list and explanation on how to determine the right marketing strategy for you.

Do market research

The first thing you need to do before choosing a marketing strategy is market research.

Here, what you need to do is evaluate the situation, including the market’s internal and external environment.

Any competitive advantage found should form the basis of the chosen strategy. However, it must also comply … Read more

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make report financial in the correct order or flow, you only need to journalize transactions, post them to the general ledger, create a trial balance, and compile other financial reports.

Very easy right? Yes, for those of you who understand accounting, it will certainly be easy. However, if you still don’t know accounting, maybe this will be a difficulty.

The following is a sequence or flow in how to prepare financial reports:

1. Make a report by collecting and recording financial transactions in a journal

The first step in making a summary of financial statements is to record the transactions made by the company in the current year in the journal. Transactions are common activities that are often carried out by companies, whether buying, selling, exchanging goods, renting or other transactions.

2. Make and post journals to ledgers to make report

After making a journal, the second step is … Read more

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The following are some simple financial management tips that you can do to manage your small business finances effectively.

Understand financial bookkeeping

To manage your books effectively, you need at least 5 separate ledger accounts that record each transaction.

The book of accounts needed is a cash flow book that contains records of incoming and outgoing money, an inventory of goods, a purchase and sale book, an accounts payable book, as well as a book of costs and income other than the sale of goods or services.

Also make sure you learn an alternative to the excel application for easier, simple store bookkeeping, namely Mekari Jurnal.

Separating business finances from personal finances

In general, the main factor for small business bankruptcy is not separating business finances from personal finances.

If you do this, then it is not clear which money is for business, and where is money for personal use.… Read more

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