Category: General Articles

The Health Savings Account in a Canada-U.S. Context

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You work hard to earn your money. You live below your means and have extra funds to save for retirement or a rainy day. But with all the different types of savings and investment accounts available, which should you prioritize? Once you’ve stashed away three to six months of living expenses in a basic savings account to cover unexpected emergencies like insurance deductibles, out-of-pocket medical expenses, and auto repairs, it’s time to turn your attention to other savings or investment accounts that have tax advantages that provide a benefit from the investment, allowing more of your money to be invested and ultimately returned back to you. Below are the factors to consider:

HSA Canada
  • Are contributions to the account deductible?
  • Does the account provide tax deferral of investment income?
  • How are distributions taxed?

The best scenario for an investment account is one that allows deductible contributions, tax-free investment income, and tax-free distributions.

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Financial Freedom For All

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Blocvault, a truly unique opportunity 

Over the past 5 years I’ve been investing in crypto on exchanges and Defi. Recently I’ve been looking for a project that can bring me sustained returns even when the market enters a bear run. In my Defi search I was rugged by more projects than I would like to admit. That was until I found the Blocvault ecosystem and their latest module that lets you generate passive income! 

The team is different from other projects because there is no false hype and no empty promises. A utility is developed and is ready at launch. Too many projects launch a token and then there is an agonising wait for utility if it comes at all. Not with Blocvault. Build it first then bring the hype. 

What is the Blocvault ecosystem?

Blocvault is a fully doxxed public registered company in the UK. They are building a

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Simple Tips for Small Business Financial Management

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The following are some simple financial management tips that you can do to manage your small business finances effectively.

Understand financial bookkeeping

To manage your books effectively, you need at least 5 separate ledger accounts that record each transaction.

The book of accounts needed is a cash flow book that contains records of incoming and outgoing money, an inventory of goods, a purchase and sale book, an accounts payable book, as well as a book of costs and income other than the sale of goods or services.

Also make sure you learn an alternative to the excel application for easier, simple store bookkeeping, namely Mekari Jurnal.

Separating business finances from personal finances

In general, the main factor for small business bankruptcy is not separating business finances from personal finances.

If you do this, then it is not clear which money is for business, and where is money for personal use.… Read more

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The Importance of SEO to Increase Product Sales Online

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There are so many benefits of SEO for websites and online businesses. You could even say that SEO has an important and crucial role. Not only for the website, but also for the entire online business. Why is this SEO important?

The reason is to optimize your online business website. As the name implies, SEO or Search Engine Optimization is indeed done for website optimization needs in search engines. Through what is this SEO done? SEO can be done through a series of concerted efforts. Then, what are the benefits that we can get from SEO?

One indicator of the success of an SEO case study is the higher the position of your business website with certain keywords in the search. Where the higher the position of your website, the more potential customers will visit your website. If it is like this, it will also indirectly have an impact on … Read more

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What is the Role of a Financial Advisor?

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As an investment professional, the role of a financial advisor is to help clients choose the best investment mix and asset allocation for their needs. They answer financial questions and perform periodic portfolio reviews. In addition, they help clients manage risk and make course corrections to improve their financial situation. Here are some of the things you need to know about this profession. It’s a great career choice for people with diverse skill sets and a desire to make a difference.

Job description

A financial advisor Long Island job description must be tailored to the person who wants to fill it. Whether a person has been in the financial industry for decades or just starting, their job description should include a clear overview of the job duties and responsibilities. It should also include the work hours, benefits offered, and an application link. An advisor is responsible for building client relationships … Read more

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