Category: General Articles

The Art of Portfolio Rebalancing: Maintaining Optimal Asset Allocation

Investing in the stock market is an exciting and potentially profitable venture but comes with risks. As a wise investor, you know that diversification is critical to managing those risks and ensuring long-term success. However, more than simply creating a diverse portfolio is required; it’s important to rebalance your assets to maintain optimal allocation regularly.

In this article, we will dive into the art of portfolio rebalancing – what it means, why it’s crucial for investors at any level of experience, and how to approach the process effectively. Get ready to learn valuable insights on how aligning your investment proportions can help you weather market fluctuations and achieve financial goals.

What is Portfolio Rebalancing?

Portfolio rebalancing is adjusting the assets’ weightings to maintain its desired asset allocation. It means buying and selling assets within the portfolio to bring it back to its original or desired allocation.

It is done to … Read more

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The Health Savings Account in a Canada U S Context

You work hard to earn your money. You live below your means and have extra funds to save for retirement or a rainy day. But with all the different types of savings and investment accounts available, which should you prioritize? Once you’ve stashed away three to six months of living expenses in a basic savings account to cover unexpected emergencies like insurance deductibles, out-of-pocket medical expenses, and auto repairs, it’s time to turn your attention to other savings or investment accounts that have tax advantages that provide a benefit from the investment, allowing more of your money to be invested and ultimately returned back to you. Below are the factors to consider:

  • Are contributions to the account deductible?
  • Does the account provide tax deferral of investment income?
  • How are distributions taxed?

The best scenario for an investment account is one that allows deductible contributions, tax-free investment income, and tax-free distributions. … Read more

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Blocvault, a truly unique opportunity 


Over the past 5 years I’ve been investing in crypto on exchanges and Defi. Recently I’ve been looking for a project that can bring me sustained returns even when the market enters a bear run. In my Defi search I was rugged by more projects than I would like to admit. That was until I found the Blocvault ecosystem and their latest module that lets you generate passive income! 

The team is different from other projects because there is no false hype and no empty promises. A utility is developed and is ready at launch. Too many projects launch a token and then there is an agonising wait for utility if it comes at all. Not with Blocvault. Build it first then bring the hype. 


What is the Blocvault ecosystem?

Blocvault is a fully doxxed public registered company in the UK. They are building a series of independent modules that … Read more

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How to Determine Marketing Strategy

In fact, an effective marketing campaign will always start with a good marketing strategy. Why is that? This is because the right strategy can help you and your team determine clear, realistic and measurable marketing goals for your business.

Well, basically, this strategy will always influence the way you and your team run your business and marketing campaigns. Therefore, you cannot arbitrarily choose the strategy to be used. There are several things to consider before you can determine the right strategy.

The following is a list and explanation on how to determine the right marketing strategy for you.

Do market research

The first thing you need to do before choosing a marketing strategy is market research.

Here, what you need to do is evaluate the situation, including the market’s internal and external environment.

Any competitive advantage found should form the basis of the chosen strategy. However, it must also comply … Read more

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Report Financial for Beginners, here’s how to make it

make report financial in the correct order or flow, you only need to journalize transactions, post them to the general ledger, create a trial balance, and compile other financial reports.

Very easy right? Yes, for those of you who understand accounting, it will certainly be easy. However, if you still don’t know accounting, maybe this will be a difficulty.

The following is a sequence or flow in how to prepare financial reports:

1. Make a report by collecting and recording financial transactions in a journal


The first step in making a summary of financial statements is to record the transactions made by the company in the current year in the journal. Transactions are common activities that are often carried out by companies, whether buying, selling, exchanging goods, renting or other transactions.

2. Make and post journals to ledgers to make report


After making a journal, the second step is … Read more

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